Terms & Conditions

Last updated: October 2026

1. Introduction

Welcome to DematRefer.in. By accessing or using our website, you agree to comply with and be bound by these Terms & Conditions. If you disagree with any part of these terms, please do not use our website.

2. Referral Offers & Rewards

DematRefer provides information and links to refer-and-earn programs offered by third-party brokerages, payment apps, and fintech services. Referral rewards, eligibility criteria, and bonus timelines are determined entirely by the respective partner companies.

3. Third-Party Platforms

Our website contains referral links that direct users to third-party platforms (e.g. Zerodha, Upstox, Kotak Neo, Axis Direct, Paytm, PhonePe, etc.). DematRefer does not control or operate these external services and is not responsible for their content, policies, or fulfillment of rewards.

4. Gift Card / Crafin Referral

DematRefer is an affiliate partner with Crafin (crafin.in). DematRefer does not process gift card sales, purchases, payments, or seller verifications directly. All transactions are governed strictly by Crafin's terms and user policies.

5. Eligibility

Referral rewards are subject to individual platform eligibility requirements, including valid PAN, Aadhaar e-Sign, mobile verification, and first-trade requirements where applicable in India.

6. Offer Changes

Partner offers and promotion terms may change, expire, or be modified at any time without prior notice. We make reasonable efforts to keep information up to date, but we do not guarantee the accuracy of third-party promotional changes.

7. Limitation of Liability

DematRefer.in and its operators shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of this website or third-party links.

8. Intellectual Property

All third-party trademarks, logos, and brand names belong to their respective owners and are used strictly under fair use for identification and review purposes.

9. Prohibited Use

You agree not to use DematRefer for any unlawful purpose, automated scraping, security tampering, or any activity that interferes with website operations.

10. Contact Information

For questions regarding these Terms, please reach out via our Contact Form or WhatsApp support.